Roshan Digital Account – Invest in Pakistan from Anywhere
Stay connected to Pakistan’s investment opportunities.
Eligible non-residents can access banking services through participating RDA banks and explore equity investments through Roshan Equity Investment arrangements.
What is a Roshan Digital Account?
RDA is an SBP initiative through participating banks for eligible non-residents to access digital banking and permitted investment services.
Remote Banking
Apply through a participating bank.
Currency Options
Available currencies depend on the bank and account.
Investment Access
Explore eligible products, including REI.
Who May Be Eligible?
Eligibility is determined under the applicable SBP framework and the participating bank’s requirements.
Overseas Pakistanis
Eligible non-resident Pakistani applicants.
Other Eligible Applicants
Other qualifying applicants under applicable rules.
Bank Verification
Identity, residency and income information may be required.
Explore Investment Options
Depending on the bank and product provider, RDA may facilitate eligible equity investments, Naya Pakistan Certificates, mutual funds, deposits and certain property-related products.
Roshan Equity Investment
Access listed shares through eligible brokerage arrangements.
Naya Pakistan Certificates
Subject to current issuance terms.
Other Products
Bank and provider availability varies.
Banking vs Brokerage
The RDA is opened with a participating bank. SFEL’s role, where supported, concerns the equity brokerage process—not bank account issuance.
How Roshan Equity Investment Works
1. Open an RDA
Apply with a participating bank.
2. Fund the account
Remit funds using approved channels.
3. Choose a broker
Select an eligible participating brokerage firm.
4. Complete REI setup
Complete identification, custody and brokerage requirements.
5. Start investing
Access supported equity trading after activation.
Frequently Asked Questions
No. A participating bank opens the Roshan Digital Account.
Eligible investors can access equities through the applicable Roshan Equity Investment arrangements.
Repatriation is subject to the applicable bank and regulatory procedures.
No. Equity investments carry market risk.
Connect to Pakistan’s Equity Market
Ask SFEL about the brokerage process for eligible Roshan Equity Investment clients.